Premier Banking
Investments

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Premier Banking

Investing with confidence

The value of investments can fall as well as rise, and you may not get back the full amount you invest. Eligibility criteria, fees and charges apply. Tax reliefs referred to are those applied under current legislation, which may change. The availability and the value of any tax relief will depend on your individual circumstances.

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The confidence to invest Open in new window

Our investment products Open in new window

Learn more about investments Open in new window

Win a trip to the Paris 2024 Olympic Games

Open or top up your NatWest Stocks and Shares ISA by 20th June to be in with a chance to win tickets to the Olympic Games in Paris 2024. One lucky winner will get:

Two tickets to Beach Volleyball and Athletics
Two Team GB House hospitality tickets
Two nights accommodation for two in the centre of Paris (breakfast included)
£500 towards your travel and expenses.

For every £50 you invest in your NatWest Stocks and Shares ISA, we will give you an entry into the prize draw (from the 6th April 2024 until 5pm on the 20th June 2024). Exclusions apply. Your capital is at risk. T&Cs, fees & charges apply. Must be 18+ to apply. No purchase neccessary.

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A helping hand with your investments

Whether you’re new to stocks and bonds or a seasoned investor, a little guidance when making investment decisions can always be useful. As a Premier customer, you can receive extra support from us to help you feel confident about your choices.

Face-to-Face Advice Service

Specialist advice from our Wealth Managers

Our Face-to-Face Advice Service is available to customers who want specialist investment advice and are able to invest £250,000 or more.

How could the Face-to-Face Advice Service help me?

Our qualfied Wealth Managers can help you with:

Investment planning: develop an investment strategy to grow your money over the long term, based on a thorough understanding or your needs and preferred approach.
Retirement planning: get a good understanding of your current pensions to help you identify opportunities to maximise your retirement plan.
Estate planning: advice on how to best structure your finances so that your money is passed on in line with your wishes.

Ask your Premier Manager to arrange a free appointment with a wealth manager.

Get in touch Open in new window

Although initial meetings are free, fees can applies for this service. All our investment solutions are delivered and managed by Coutts. All advice and recommendations will be restricted to investment and protection products on the panel of products available to the Wealth Manager.

Explore our investment opportunities

Please select an option below

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Stocks and Shares ISA

Tax efficient investing

Start from £50.
Invest up to £20,000 each tax year.
Five funds ranging from defensive to adventurous.
Your money is looked after by the experienced team of investment managers at Coutts.
Transfer other ISAs to us so you have everything in one place.
24/7 online access so you can keep track on your investment.

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Junior ISA

Invest in your child's future today.

Invest an initial lump sum from £50, or set up a regular monthly contribution from just £10.
Top up any time from £10 or more.
The Junior ISA allowance is £9,000 per child for the current tax year.
No UK Income or Capital Gains Tax to be paid.
Investments managed by experts at Coutts.

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Personal Pension

All your pensions in one place.

You could bring all your personal pensions into one pot, making your retirement fund easier to manage and more straightforward to track. Plus, you can continue to invest to help grow your money further for the future.

Start a plan from £50.
Low fees - so you keep more of what you put in.
Instant tax relief on what you pay in (limits apply).
Transfer existing pensions for a clearer view of your retirement fund.
Investments managed by experts at Coutts.

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General Investment Account

Already used up your ISA allowance for the year? Our General Investment Account could be a great next step for investing.

Great for when you have used up your ISA allowance, with no limits on how much you invest.
Start from £50.
Five funds tailored to your risk profile, from defensive to adventurous.
Investments managed by experts at Coutts.
Any returns may be subject to UK Income or Capital Gains Tax.

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Automated Advice

Automated Advice is an automated tool that provides impartial advice based on your circumstances.

How does Automated Advice work?

Automated Advice can help you with:

how much you could afford to invest.
what type of investment is right for you.
how much risk you are willing to take.

Quick and low cost

Get a recommendation on how you should invest in as little as 20 minutes. Our advice costs £10 no matter how much you invest.

Tailored to you

Find out how much we think you could invest, which investment option could be right for you and how to invest.

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Digital Assist

Need help with Automated Advice?

Our expert Digital Wealth Managers are on hand to help you make sense of it.

Investing your money can seem like a daunting task, however it shouldn’t be. If you need that added assistance to help get you started with investing, Digital Assist could guide you in the right direction.

Digital Assist uses the Automated Advice tool with our expert Digital Wealth Managers there to guide you through it.

Book your appointment now with your Premier Manager to learn more on how to invest with Digital Assist.

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Get in touch Open in new window

One-off charge of £10 if you decide to invest. Service may not be suitable for advice on new joint or existing investments, or advice on retirement. Advice provided solely by automated tool and not by Digital Wealth Managers.

Your Money Picture

A personalised picture of your finances

Exclusive to Premier customers, Your Money Picture gives you an instant online pulse check on your finances. It could help you keep your goals on track and see if there’s room for improvement.

It only takes a few minutes – just answer five simple questions to get a personalised dashboard, as well as tips to help keep your finances in good shape.

Click below to watch our video and learn more about how Your Money Picture works.

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Financial Health Check

Book in a free appointment with a Premier Manager and feel the difference...

Wondering if you could get more from your money to help you achieve your goals in life? A Financial Health Check could be a great first step. We work with you through every element of your finances to help ensure your money serves you and your family in the best possible way.

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Learn more about investments

Whether you’re an experienced investor or just finding out what investing is, we’ve got a range of articles to help you understand more about investing.

We regularly update our articles depending on what’s happening in the market so check back for future updates.

Investment guides Open in new window

Give us a call to:

make larger value domestic, international payments
arrange an appointment with your Premier Manager to talk about your goals or financial concerns
get help with the app or Online Banking
explore your banking options, our products and services

... or any other questions about your Premier account!

Your exclusive Premier 24 phone line for managing your money

Telephone: 0333 202 3330
International: +44 161 933 7239
Relay UK: 18001 0333 202 3330

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